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Bret Willoughby is the owner of Provident Payroll Services, Inc. He grew up in Santa Barbara, California, the third generation of firstborn male accountants. He attended Westmont College in Santa Barbara and received a Bachelor degree in Business Administration from George Washington University in Washington, D.C. After being certified as a CPA in California, he was recruited by a Chr...

Bret Willoughby is the owner of Provident Payroll Services, Inc. He grew up in Santa Barbara, California, the third generation of firstborn male accountants. He attended Westmont College in Santa Barbara and received a Bachelor degree in Business Administration from George Washington University in Washington, D.C. After being certified as a CPA in California, he was recruited by a Christian Agency to perform an Operational Audit of a Non-Governmental Agency (NGO) in North Africa. Upon returning to the US, he practiced as a CPA for 20 years in Wisconsin.